SpletStep 1 Contact your creditor. If your debt has been handed to a debt collector, which typically happens after two or three missed payments, you should still be able to negotiate with your original creditor. At this point in the debt delinquency process, your original creditor may offer more flexibility than a debt collector. Step 2 Splet11. apr. 2024 · You can use one credit card to pay another in a roundabout way. Cash …
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